December 23, 2024

Whoever buys these 6 kinds of car insurance is the big head!

Auto insurance is the most basic guarantee for vehicles on the road. A proper insurance can reduce our economic burden. Faced with a wide variety of insurance products, what is completely unnecessary to purchase?


1, scratch insurance

As the name suggests, scratch insurance refers to the fact that during the insurance period, the paint on the surface of the body of an insured vehicle that has no obvious collision marks is scratched separately, and the insurance company is responsible for compensation according to actual losses. The reason why it is not necessary to purchase is very simple. There are 400 premiums for scratch insurance in 2000 and 800 insured amount, and the number of trips directly determines the premium for the second year. What do you think? But with scratches, you can't afford to repair it. Virgo can't stand it! Simple, the scratches will become scratches, direct car damage insurance is OK, and does not hurt the shallow traces of the primer can be resolved through the beauty of coarse wax polishing, generally to wash the car with someone's hand to give you get.


2, self-inflation insurance


For the first-hand new car, the purchase of this insurance is a duplicate insurance, because if the new car within the warranty period spontaneously burns, the manufacturer shall be solely responsible for it! But if you burn your own engine and make it spontaneous, it's no use even if you buy it!


3, seat insurance


Seat insurance refers to the occurrence of an accident on an insurance vehicle, which causes the driver or passengers in the vehicle to be injured or killed. The insurance company will pay compensation for treatment fees or accidents. That is, we often say that the on-board personnel liability insurance is a kind of insurance that is designed to protect passengers (including drivers) on board. If you don't often run long distances, then this is really not necessary!


4, wading insurance


This type of insurance is mainly to ensure that the vehicle can be compensated for damage to the engine after wading on flooded roads or being flooded. However, if the owner of the vehicle is forced to start the engine after flooding and causes damage, the insurance company will not compensate! In fact, as long as the rainy season, easy to take the road section do not venture through, or take a bus directly to take the bus than this strong?


5, glass breakage insurance


We all know that insurance companies are good at word games. This is an example. The situation that can cause broken glass alone is really too little. If you don't put valuables in your car, who would have a pain in your car to pick up your glass? Of course, unless...


6, Pirates rescue


Does the engine anti-theft lock system know? The car key is equipped with an electronic chip, and each chip is equipped with a fixed ID (equivalent to an identification number). Only when the ID of the key chip is the same as the ID of the engine, the car can be started; on the contrary, if it is inconsistent, the car The circuit will be automatically cut off immediately so that the engine will not start. Therefore, as long as the key is properly managed, the possibility of vehicle theft is minimal.


Of course, Xiao Bian is actually telling the truth, for reference only!


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